Indexation of pensions in 2018 in Russia will be carried out in three stages:

As early as January 1, the labor pension will increase by 3.7 percent non-working pensioners(for old age, for disability and for the loss of a breadwinner). This indexing will be done one month earlier than usual, since the Government decided to index these species pension payments above the inflation rate, which in 2017 was at a record low level (less than 3%).
From February 1, in the usual manner will be indexed social payments paid by the Pension Fund independently or as an addition to the pension (UDV, NSU). In 2018, these payments will be indexed based on actual inflation for 2017(predicted at a level of less than 3%, so pensioners are unlikely to feel such an increase).
From April 1, indexation of social pensions paid to a pensioner in the absence of work experience (including for disabled children) will be carried out. This type of pension is assigned in a fixed amount and increases taking into account changes in last year quantities living wage pensioner. In 2018, the indexation of social pensions is planned at the level of 4.1%.
The moratorium on indexation of pensions for working pensioners in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 on accrued pension points for the previous year. They will be able to receive all indexation missed during the moratorium only after dismissal.

In addition to the indexation of pension payments, 2018 will also see a number of changes in the fundamentals of pension provision. Russian citizens, which will affect the conditions of retirement upon reaching retirement age and for the formation pension rights working citizens. Another question that worries pensioners in connection with the advent of the new year is whether there will be 5,000 rubles for pensioners in January 2018 (alas, no - this time there will be no such payment).

Pension increase in 2018 for pensioners, latest news. Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation rate of the previous year, and if the PFR has additional financial resources, indexation is repeated on April 1. But in the new year the traditional indexing order labor pensions will change: their increase will occur 1 month earlier - already from January 1, 2018.

This is because the increase includes a higher percentage than recorded actual inflation, so there is no need to wait until February for Rosstat to calculate inflation for 2017 (expected to be less than 3 percent).

Social pensions and other social payments made by the Pension Fund, will be raised as usual on the actual level of price growth for 2017:

Monthly social payments for pensions - from February 1, based on actual inflation for 2017 (less than 3 percent);
social pensions for disabled citizens - from April 1 in relation to the increase in the subsistence minimum (approximately 4.1 percent).

At the same time, the increase in insurance pensions will not affect employed pensioners. Recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped the state save 12 billion rubles. However, all missed indexations must be compensated to the citizen as early as the next month after dismissal.

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as draft law No. 274624-7) on changing the procedure for indexing insurance pensions in 2018, all types of this pension provision (for old age, for disability, for the loss of a breadwinner) should increase from January 1, 2018 by 3.7%. At the same time, the previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It must be borne in mind, however, that any insurance pension consists of two parts:

fixed payment(or PV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
directly insurance part- This is an individual calculated value, which depends on the number of pension points earned during the work.

The January indexation will affect both parts of the pension as follows:

The fixed payout will be increased by 3.7% to a fixed amount 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by law No. 400-FZ of December 28, 2013;
The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase by 3.7% from January 1 and will amount to 81 ruble 49 kopecks.
In 2017, the actual inflation in the country was fixed at no more than 3%. Consequently, the increase in pensions by 1.037 times proposed by the Government in 2018 formally covers the increase in consumer prices (although, of course, in terms of its absolute value, this increase will be very small - the increase will be even less than in previous years).
Pension increase in 2018 for pensioners, latest news. Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash transfers (CTS), an integral part of which is also a set of social services (NSS).

In general, the NSI consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner one of two ways:

In kind (that is, directly social services);
in monetary terms with the rejection of natural.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth monthly payment(EDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase.

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual level of inflation of the previous year. In the draft Government Decree, this value was fixed at 3.2%, but the actual inflation will be less than 3%, so the increase will be even smaller (the same applies to child benefits in 2018).
Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the absence of a pensioner for any reason of seniority. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than estimated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected increase in social pensions will be approximately 4.1% in April 2018.

Unlike labor pensions, the indexation of social pensions is tied to changing the living wage for a pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is related to actual rise in consumer prices).

Thus, one of the positive changes in 2018 is a more tangible increase in the subsistence minimum (PM) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social benefits up to the living wage- federal and regional), if the amount of their pensions is lower than the approved values.
According to the legislation, the level of a citizen's pension must always be not below the subsistence level in the region where he lives (hence the seemingly strange statements of the Government that “there are no low-income pensioners in Russia” - they all receive pensions in combination with other social benefits in the amount of at least the PM.

Since 2010, applications for the appointment of a pension have already included a section on receiving social supplements. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the amount of the pension is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. And this means that pensions will continue to be paid to working pensioners. without annual indexation.

Recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, exercising their right to pensions. The Government's plans included not indexing pensions for working Russians up to 2019.

This moratorium on indexation of pensions operates as follows:

Those citizens who retired before February 1, 2016 and retained their jobs remain without an increase in their pensions from February 2016.
For citizens who have become pensioners after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension arises are taken into account.
If you continue working and at the same time receive a pension, all subsequent indexations from the moment of employment will not apply again.
Working pensioners have the right to increase the size of the pension only through an annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens are increased by the number of points taken into account in the previous year for the period of employment and payment of insurance premiums during this period. But no more than 3 points per year!
An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on 05/01/1962 retired in 2017 within the terms established by law and continues to work. What indexation will be taken into account when determining the amount of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
The fixed payment, which is part of the insurance pension, will be taken into account taking into account the indexation on the date of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to the continuation of paid work, all subsequent indexation of singing after the appointment will be suspended. Those. The indexation, carried out from January 1, 2018 by 3.7%, will no longer be applied to the pension of this woman. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after the dismissal of a working pensioner in 2018

In 2017, a law was adopted, according to which there was a change in the period for recalculating pensions after dismissal. In 2018, working pensioners will be able to receive a pension with all missed indexes already from the next month after the dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the received pension, taking into account all indexations for three months:

The first month is the submission of reports to employers in the FIU about citizens working in the organization;
the second month - the data on the fact of work was loaded into a single software package that operates throughout the country;
the third is the adoption by the territorial body of the PFR of a decision on recalculation.
For citizens who have stopped labor activity in 2018, the period for accruing pensions is reduced, taking into account the indexations missed during the work. This will be possible after the entry into force from January 1, 2018 Federal Law No. 134-FZ dated July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons. will also take several months. But after that, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period since the termination.

This innovation applies only to laid-off after January 1, 2018. If a pensioner quit, for example, in December 2017, then the additional indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

Latest news and fresh changes in pension provision

As it has already become clear, the increase in pensions in the new year for most categories of pensioners will be very small (inconspicuous) or, as for a large category of working pensioners, there will be none at all. But in the new year requirements will rise to the already formed pension rights and the level of wages of Russian citizens for retirement:

The planned values ​​provided for by the law "On Insurance Pensions" will increase minimum requirements required to retire from an old-age pension in 2018 - now for this you will need to have at least 9 years of work experience and minimum 13.8 pension points.
Earn new pension points working population since 2018 becomes much more difficult, since the maximum value of the base for calculating insurance premiums in the Pension Fund of the Russian Federation in 2018 (based on which the points earned for the year are calculated) will be increased immediately by 16.55% - from 876 thousand rubles to 1 million 021 thousand. - in accordance with the Government Decree of November 15, 2017 No. 1378. And it is unlikely that anyone in Russia is now growing at the same pace (well, if at all).

Other significant changes in pension system Russia is not expected in 2018. In particular, the lump-sum payment to pensioners in the amount of 5,000 rubles expected by many will not be paid in 2018- it was a one-time, one-time surcharge, which was due to all pensioners in January 2017 in exchange for the additional indexation provided for by law, which was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few really good news for Russians is that no decision has yet been made to increase the retirement age, which is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).
Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of high inflation and the inability to carry out additional indexation of pensions in 2016, it was decided to make a lump-sum payment in addition to citizens' pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were "conditionally indexed", many of whom took it simply as a gift for the New Year.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, consumer price growth (inflation) has not exceeded 3%, and pensions in 2017 rose by a total of 5.78% for two indexations.

The upcoming indexation of 3.7%, scheduled for January 2018, exceeds the inflation rate for 2017. Therefore, no additional lump-sum payments (5 thousand rubles or any other) in addition to the already pledged indexation will be made!

Will there be an increase in the retirement age in 2018 (latest news)

In the past few years, the most discussed and acute for Russians is the issue of raising the retirement age. In many other countries, including post-Soviet ones, relevant decisions have already been made and are being implemented.

For example, from January 2017 in Belarus, the retirement age will be increased annually by six months until women reach 58 and men 63. In Kazakhstan, the same values ​​\u200b\u200bare valid - for women at 58 years old, for men at 63 years old.
In many developed countries, such as Germany, men retire at 65 and women at 60.
In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also includes an increase in the current retirement age.
Now this question is ripe in Russia. According to the Government, first of all, it is interconnected with the fact that the length of the working age is increasing in the country - i.e. about a third of Russians already stop working after retirement due to age.

However, so far, due to the great unpopularity of this measure, the Government of Russia has not yet made a final decision to extend the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential election, which will be held in March 2018 — but so far it's just a rumor).

How many points and seniority do you need to retire in 2018?

Since 2015, there has been a point system for calculating labor (insurance) pensions for citizens, in which insurance premiums paid to the Pension Fund by the employer for their employees are converted from rubles into relative values ​​(points). The amount of contributions recorded for the year is correlated with the limit of the recorded amount of contributions approved by the Government, to which 10 retirement points(this is the maximum that can be obtained in one year).

But in order to obtain the right to retire on an old-age pension within the generally established terms, it is necessary to comply three prerequisites:

The onset of the age established by law;
the presence of insurance (labor) experience;
the presence of an established value of the individual pension coefficient (IPC) or in other words, the amount of pension points.

It should be noted that this only applies to old-age pensions! Other types of pensions under compulsory pension insurance (disability, survivors) appointed independently on the duration of labor (insurance) experience and the number of points received.

Since 2018 prerequisite for assigning a pension upon reaching retirement age (now it is 55 years for women and 60 years for men) is the availability 9 years of experience and 13.8 points individual pension coefficient (IPC).
An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (personal income tax) in the amount of 30,000 rubles (respectively, his salary for the year is 360,000 rubles). Suppose the salary of this citizen has never been raised since 2015. At the same time, deductions for the funded part of the pension are not made for him, since he was born earlier than 1967. Thus, the employer deducts insurance premiums for this man to an individual personal account in the amount of 16% of earnings before the deduction of personal income tax - that is, 16% x 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula began to operate.

For these purposes, the Government annually approves the so-called marginal wage, the amount of mandatory deductions from which in the FIU to the individual personal account of a citizen is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values ​​(see table below).

Year
Marginal wage for deductions to the Pension Fund of the Russian Federation (insurance base), rub.
The maximum amount of insurance premiums taken into account (16% of the base), rub.
Base increase relative to the previous year, %
Wage depreciation when converted into points relative to 2015, %
2015
711000
113760
—
—
2016
796000
127360
11,95
10,67
2017
876000
140160
10,05
18,83
2018
1021000
163360
16,55
30,36

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles in accordance with Government Decree No. 1378 dated November 15, 2017. Then maximum size insurance premiums taken into account for the year, taken as 10 points, will amount to 163,360 rubles (an increase of almost 17% compared to 2017).

Therefore, each ruble earned in 2018 will “depreciate” when converted into pension points by 1 - (1 / 1.17) = 15% relative to 2017, and by more than 30% relative to the level of 2015! Therefore, it is not enough to have only a constant high salary for the formation of decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must increase by at least 10% per year(see table above).

Let's go back to our example. To translate the monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of the annual earnings, which in this example will be 57,600 rubles per year) to the established limit values ​​\u200b\u200band multiply by 10:

57600 / 113760 x 10 = 5.06 points earned by a citizen in 2015;
57600 / 127360 x 10 = 4.52 points in 2016;
57600 / 140160 x 10 = 4.11 points in 2017;
57600 / 163360 x 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in this example, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example, from 5.06 points in 2015 to 3.53 in 2018). Thus, in the modern pension system there is a mechanism that leads to a decrease in the level of annually accumulated pension rights while maintaining the same salary!

Accordingly, in the considered example, since 2015, a citizen has earned 5.06 + 4.52 + 4.11 + 3.53 = 17.22 points. Moreover, if a citizen had the right to a pension in 2017, then all points accrued to him must be multiplied by 78.58 rubles - this is the cost of an insurance point from April 1, 2017. And if the right to a pension arises in 2018, then from January 1, it will be necessary to multiply by 81.49 rubles.

The important news for pensioners is that in 2018 pensions will be indexed not from February 1, as was usual, but from January 1. The insurance pensions of non-working pensioners, including the fixed payment, were increased by 3.7%. This percentage exceeded inflation.

The fixed payment now began to equal the amount of 4982 rubles. The amount for the pension point has also increased. In 2018, it is 81.49 rubles.

But this is not all the increase that pensioners who are classified as unemployed can count on. From April 1, payments are expected to increase by another 4.1%. It is important that from April 1, not only non-working groups can count on an increase. Pensioners who are officially employed will also receive a larger payment.

It is expected that the average pension in Russia will increase from April. It will be 9045 rubles. The pension for disabled children will also be increased. So the average payment for disabled people of group 1 will be equal to the amount of 13,699 rubles.

In August 2018, the Pension Fund plans to adjust the insurance part of the pension for those pensioners who worked in 2017.

The procedure for indexing social payments

Particular attention should be paid to social pensions. This is a type of payment that is assigned to pensioners who do not have work experience for processing insurance payments. At the beginning of 2018, information appeared in the media that the Pension Fund refused to apply for a pension for some citizens due to their lack of experience and an insufficient number of points.

Citizens who do not have enough work experience to assign a labor pension are entitled to a social payment, which is set in a fixed amount of money. It only changes with the level of indexing. It is important to remember that the amount of the social payment is lower than the insurance one.

At the same time, there was a downward trend in the growth of this type of payments every year. For example, in 2017, the social pension was increased by only 1.5%. A higher increase is expected in 2018 to help bring the benefit closer to pre-crisis levels.

Unlike labor pensions, social payments directly depend on the subsistence level of the population. That is why the growth of social and insurance monetary provisions can differ significantly. Despite the fact that they are associated with rising prices, inflation.

The increase in the social pension by a higher percentage compared to other years indicates that in the country, and especially in certain regions, there is an increase in the subsistence minimum.

News for working pensioners

The latest news about pensions in 2018 is of interest not only to non-working, but also to working pensioners. At the beginning of the year, no changes are foreseen for this category. This suggests that officially employed pensioners will be paid the same amount as it was in 2017.

The annual indexation of pension payments to working categories was suspended back in 2016. The government plans to keep the moratorium in place until 2019. But later it was decided to index payments in April 2018.

Important! If a working pensioner leaves, he is subject to indexation of the payment of a pension in full from the moment of dismissal.

The moratorium on indexing works as follows:

1. If a citizen retired, but stayed to work until 2016, the indexation of the payment stops from February 2016.
2. For those retirees who reach retirement age after February 2016, points and indexation percentages are recalculated until the age of retirement.

Working pensioners can count on an increase in the payment every year through the employer. From August 1 of each year, points are recalculated for working pensioners. You can increase the payment due to the cost of these points and insurance premiums that the employer is required to pay.

Indexation of payments after the dismissal of a pensioner

In 2017, new changes took place in the legislation on pension provision for working pensioners. Innovations concerned the recalculation of pensions after dismissal. The next month after the dismissal, the pensioner begins to receive payment with all indexations. At the same time, he does not need to independently apply to the Pension Fund. The recalculation must be made on the basis of the employer's reporting.

Previously, a pensioner could count on a new amount of payment only three months after leaving work. But these innovations apply only to those pensioners who quit on January 1, 2018.

In order to increase the consumer abilities of citizens who have retired, the government annually indexes pension payments. An increase in the old-age pension is also planned for 2018.

Starting from 2015, the amount of pension accruals consists of two parts, which are insurance and funded.

In accordance with the current Federal Law "On insurance accruals" under No. 400-FZ, an increase in old-age pensions under the state pension provision will be carried out according to a special schedule in two stages. At each stage, indexation will be made only for certain categories of persons receiving cash benefits.

First stage - January

At the first stage, an increase in insurance charges is provided for non-working pensioners. The surcharge, equal to 3.7%, is accrued from January 1. This figure is determined in accordance with the level of price increases following the results of the past year.

Fixed supplement to the insurance pension, linked to the consumer price index, at the beginning of 2018 - 4.9 thousand rubles.

For clarity: if last year the average size old-age cash benefit was equal to 13.657 thousand rubles, then, taking into account indexation, in monetary terms reaching an amount of 400 rubles, this figure will increase to an average mark of 14.045 rubles.

Second stage - April

From April 2018, you can count on an increase in the old-age pension in the amount of 4.1%, as well as social benefits for low-income and disabled citizens. This category also includes those persons who, for whatever reason, have not earned the necessary experience.

Since social payments often fall short of the subsistence level, which is 9.159 rubles for 2018, the elderly, whose income is below it, also rely on social subsidies. They will increase the amount of the allowance to the level of PMP established in the state.

Recall that in 2017 it was equal to the amount of 8.5 thousand rubles. The recipients of the "social program" were 3.9 million people.

Help is of two types:

• social - is intended for all persons of retirement age in our country who receive below the subsistence level;
• regional - designed for residents of regions in which the PHC is below average, but at the same time, the income of people of retirement age is inferior to this indicator.

For the implementation of regional assistance by order of December 15, 2017. under No. 2830, the government approved the dispersal of interbudgetary transfers to the regional budgets of 13 constituent entities of the Russian Federation. The main purpose of the allocated amount in the amount of 7085.7 million rubles. – pay local social supplements to pensions in order to maintain the income of non-working persons at a level not lower than the LMP.

Budget appropriations are calculated for the repayment of additional payments for 424.6 thousand recipients and the calculation of the average value of additional payments in the range of 2351.4-8414.2 rubles.

But it should be borne in mind that the program of budgetary appropriations to increase the amount of PMP applies only to social benefits for new people who have retired. Those who received payments before 2018 are not eligible for the current program.

According to Maxim Topilin - Minister social protection, the decision to shift the schedules of the first stage from February, as it was last year, to January was made in order to ensure a more significant increase in real pensions.

In general, by the beginning of 2020, the Russian Pension Fund is reassuring in that it plans to ensure a significant increase in old-age pensions. It is assumed that the average amount of payments will increase by 1.6 thousand rubles. Due to this, the average regular cash income of persons who have reached retirement age will be about 15.4 thousand rubles.

What to expect for working pensioners

The number of pensioners in our country reaches 43 million. Of these, approximately 30% are still working. For these people, the indexation of old-age pensions in 2018 does not apply, since at this stage the program is frozen until the beginning of 2019.

The government adheres to the point of view that pensioners who continue to work do not need allowances, even if they are required by law.

Working pensioners can only count on an increase accrued with an increase in seniority.

Under the new rules, insurance premiums of 22% of salary paid by companies in the Pension Fund for working pensioners are converted into pension points. One point unit is equal to the amount of 81.49 rubles. It turns out that the higher the salary, the more points you can earn.

The procedure is unclaimed. Specialists of the pension fund carry it out without the personal appeal of citizens. This year, the recalculation will take place on August 1.

But there are limitations on this as well. The maximum allowable amount of the increase should not exceed three points, which corresponds to 245 rubles.

As an alternative for working pensioners, the government offers other incentives in the form of a suspension of payments or a voluntary postponement of the date of retirement. This makes it possible to obtain a multiplying factor in the future.

Indexing will not affect military pensioners - people who have retired from the ranks of the Ministry of Internal Affairs, the Ministry of Emergencies, the army and the Federal Penitentiary Service. Accruals to pensioners of this category will continue to be carried out on the basis of Law No. 43, adopted on February 12, 1993, namely Article No. 4468-1.

In accordance with the accrual rules, the level of pension, directly dependent on monetary allowance, in 2017 was initially set at 72.23%. Every year it increases by 2% until it reaches 100%.

Many working citizens and people who have retired on a well-deserved rest can be pleased with the latest news from the Ministry of Finance. It plans to launch a new system pension savings. The developed scheme is beneficial in the sense that accruals become the personal property of the payer. During the accumulation, if necessary, for example, the same disease, he can easily remove them at any time.

Video about old age pension:

Pensions for elderly citizens in the Russian Federation are subject to annual indexation. An increase in subsidies is necessary for very obvious reasons:

• tariffs for utilities are growing every year;
• food prices rise;
• Every year the cost of travel in public transport increases.

Pensioners have no choice but to hope for financial assistance from the state authorities.

Should they expect benefits to be indexed next year? What will be its size?

Should we expect an increase in pension payments from January 1, 2018? Last news

In the second half of 2016, due to the severe consequences of the economic crisis in the country, the state failed to index subsidies to pensioners. In 2017, elderly citizens, including working pensioners, received one-time assistance in the amount of 5,000 rubles as compensation. As for plans for 2018, according to authoritative political figures, indexation is expected in full size and within the scheduled time frame. Such good news was reported by Olga Golodets, Deputy Prime Minister of the Russian government, and Andrey Pudov, Deputy Ministry of Labor.

By general rule enshrined in the law, the indexation of pensions should be carried out not less than the inflation rate fixed for a specific period of time. This year, according to the plan, to increase payments to citizens who have gone on a well-deserved rest by 6.5%. Next year, 2018, the projected level of indexation will be 4.9%, and in 2019 - 4.5%. Such an increase in benefits can only be expected by pensioners who have stopped their labor activity; the increase does not apply to those who work.

Let's take a look at the numbers to illustrate the picture. Today, the average old-age pension is approximately 13,600 rubles, and next year it is planned to increase it to 14,040 rubles, which will be 1.5 times the subsistence level in the country as a whole.

Who can count on an old-age pension in Russia?

What is an old age pension? This is a state payment accrued monthly and for life to citizens who have worked a significant time of their lives and have reached a certain age.

Who can apply for a pension?

When applying for an old-age pension, at least 8 years of work experience is taken into account. During these years, service in the army, study, internship, postgraduate studies, etc. are counted. Citizens who have worked in harmful conditions or in conditions associated with risk acquire the right to a pension in more early age. For example, employees of law enforcement agencies.

The size of the monthly grant depends directly on the age of its recipient, salary level and available savings. Employees' pension is calculated Pension Fund according to specially developed formulas.

We offer you to watch a video on the topic of assigning old-age benefits:

Forecasts and expectations

No one can name the exact size of the increase in old-age pensions for 2018. Taking into account the opinions of politicians, we can conclude that positive trends are observed in this direction. In addition, before the upcoming election in 2018 of the head of state, pensioners, who make up a larger percentage of those attending elections, will certainly not be forgotten.

Minimum pension- this is the size of the subsistence minimum for a pensioner established in the region. Payments to pensioners cannot be lower than this value. In 2019, the all-Russian living wage for a pensioner is 8846 rubles. Some regions pay more, some less.

In 2019, the highest living wage for a pensioner is in Chukotka (19 thousand rubles), and the lowest is in the Tambov region - 7,811 rubles.

The value of the pensioner's PM is set at the end of each year by the regional authorities, in the calculations they take into account the cost of the consumer basket, the cost of mandatory payments and taxes.

The minimum pension is paid to all non-working pensioners living in the Russian Federation.

If the pension is below the PM, a surcharge is assigned to the poor recipient.

Table by region

The table shows the subsistence minimums for pensioners by region in 2019. Data for 2020 will be confirmed later.

By what percent will the pension increase in 2020

From 2020, they will index for old age and the minimum pension. The former depend on the established indexation coefficient, the latter on the value of the PM in the region.

old age

For non-working pensioners, the old-age insurance pension will be increased from January 1. The amount of payments will be indexed by 6.6%. One pension ball in 2020 will be equal to 93 rubles. (in 2019 - 87.24 rubles)

To find out the indexed pension, you need to multiply the amount of last year's payment by 1.066. If we take into account that in 2019 the average insurance pension in Russia is 15,000 rubles, then in 2020 pensioners will receive 990 rubles more - 15,990.

Minimum

In February 2019, Vladimir Putin, in his annual Address to the Federal Assembly, proposed changing the indexation of pensions that do not exceed the “minimum wage”.

First you need to bring the size of the pension to the PM, then index it. The new calculation rules were approved by the Government of the Russian Federation on July 30, 2019.

The subsistence minimums for pensioners in the regions for 2020 will be known by the end of 2019.

The minimum length of service for calculating a pension

To apply for a pension in 2019, you must have at least 10 years of work experience. The length of service includes not only periods when a person worked, but also, for example, when he served in the army, was on maternity leave, on paid leave, on sick leave, or cared for an elderly person.

Pensioners since 2019 are women 60.5 and men 65.5 years.

The standards for seniority are growing every year. In 2020, to apply for an insurance pension, you need seniority- 11 years.

If a insurance experience no, you can only receive social pension by old age. And then, 5 years after reaching retirement age (taking into account transition period from 2019-2023).

Social supplement to pension up to the subsistence level

If a pensioner receives payments from the Pension Fund below the minimum pension, he is paid extra to the level of the PM either from the federal budget or from the regional one.

If the pension is below the all-Russian subsistence level, the allowance will be federal.

If the pension is equal to the all-Russian PM, but lower than the regional one, the authorities of the subject will pay extra. To receive a supplement, you need to contact the social security authorities. Only non-working pensioners are entitled to receive the social supplement.